Interest rates tool

Compare our range of savings accounts for expats. Filter and sort to see interest rates in your chosen currency.

  • Our rates can change several times daily and the interest rate tool is for indication purposes only
  • Potentially higher rates may be available for amounts over £1,000,000 (or currency equivalent).
  • Other currencies may also be available.
  • Please contact us for confirmation of today’s rates.

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How interest is calculated and paid

  • Rates last updated on
  • The frequency of interest payments and the requirements to earn interest vary by account. Please click "Find Out More" on any of the products to learn more about how interest is calculated.
  • If funds are paid into the account after midday they will be processed the next working day at the prevailing rate.
  • Interest on sterling accounts is calculated on a 365 day basis. Interest on most other currency accounts (including US dollars and euro) is calculated on a 360 day basis.
  • AER (Annual Equivalent Rate) is a notional rate, which illustrates what the credit interest rate would be if interest were paid and compounded each year. Gross interest is the rate before the deduction of tax.
  • No tax is deducted from the interest we pay. However, to help fight against tax evasion and protect the integrity of tax systems, governments around the world are introducing reporting and information-gathering requirements for financial institutions. Find out more.

HSBC Expat is a participant in the Jersey Bank Depositor Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the scheme and banking groups covered are available on the states of Jersey website or on request. Deposits and investments made with our office in Jersey are not protected by the rules made under the UK's Financial Services and Markets Act 2000, including the Financial Services Compensation Scheme, and the UK's Financial Ombudsman Service.

This website is provided by HSBC Bank plc, Jersey branch. If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. Cross-border disclosure.