Interest Rates

Interest rates tool

Compare our range of savings accounts for expats. Filter and sort to see interest rates in your chosen currency.

• Our rates can change several times daily and the interest rate tool is for indication purposes only.
• Potentially higher rates may be available for amounts over £1,000,000 (or currency equivalent).
• Other currencies may also be available. Please review the latest rates in our mobile app, or contact us for confirmation of today's rates.

New to HSBC Expat?

• Whether you're living abroad, or have other international banking needs, our Expat Bank Account is your passport to better global banking.

Explore our Expat bank account

How interest is calculated and paid

• Rates last updated on
• The frequency of interest payments and the requirements to earn interest vary by account. Please click "Find Out More" on any of the products to learn more about how interest is calculated.
• If funds are paid into the account after midday they will be processed the next working day at the prevailing rate.
• Interest on sterling accounts is calculated on a 365 day basis. Interest on most other currency accounts (including US dollars and euro) is calculated on a 360 day basis.
• AER (Annual Equivalent Rate) is a notional rate, which illustrates what the credit interest rate would be if interest were paid and compounded each year. Gross interest is the rate before the deduction of tax.
• Interest is paid gross without the deduction of tax. It is your responsibility to report earnings to the appropriate tax authorities. However, all the interest you earn from your accounts may be subject to reporting to relevant tax authorities.